Steps for Creating a Budget

Steps for Creating a Budget

by | Nov 12, 2025

Calculate your monthly income. Add up your fixed monthly expenses like rent, utilities, food and supplies, auto expense, savings, etc. Determine your discretionary expenses like clothing, eating out, going to the movies, gifts, etc. Subtract your fixed expenses from...
Smart Ways to Spend Your Tax Refund

Smart Ways to Spend Your Tax Refund

by | Mar 24, 2023

Pay off credit card debt Add to your emergency fund Add to your retirement savings or jumpstart your a retirement plan Start a business Fund a college education Add to your HSA Invest in your home Invest in family activities Help others by donating to a charity  ...
Ways to Save on Car Insurance

Ways to Save on Car Insurance

by | Mar 24, 2023

Shop around and compare rates Always ask about discounts Drive safely Don’t over insure Drive a car that’s cheap to insure Increase your deductible Improve your credit If you don’t drive a lot, consider usage-based insurance Reference...
Get Grocery Money With SNAP

Get Grocery Money With SNAP

by | Mar 20, 2023

SNAP is a government program that gives you money to buy groceries. SNAP stands for Supplemental Nutrition Assistance Program.  SNAP provides nutrition benefits to supplement the food budget of needy families so they can purchase healthy food and move towards...
How Much Tax Should You Withhold From Your Paycheck?

How Much Tax Should You Withhold From Your Paycheck?

by | Mar 20, 2023

Tax Withholding Estimator Tool:  https://apps.irs.gov/app/tax-withholding-estimator Follow this link to find out how much tax you should withhold from your paycheck, and more information like: How your withholding amount affects your refund and take-home pay How to...