What is a Medicare Supplemental Plan?

by admin | Jan 9, 2026

When you sign up for Medicare, you can choose either a Medicare Advantage Plan or a Medicare Supplement (MediGap) Plan—you cannot have both. These plans help cover medical expenses in different ways. Medicare Advantage Plans Low or no monthly premiums May require...

Smart Ways to Spend Your Tax Refund

by GTDadmin | Dec 25, 2025

Pay off credit card debt Add to your emergency fund Add to your retirement savings or jumpstart your a retirement plan Start a business Fund a college education Add to your HSA Invest in your home Invest in family activities Help others by donating to a charity  ...

Tips for Sticking to a Budget

by GTDadmin | Nov 27, 2025

Plan ahead. Start with the most important categories first. Don’t be afraid to trim the budget. Create a buffer in your budget. Adjust as necessary. Don’t give up – it takes practice to stick to a budget. Get more help creating and maintaining a good...

What is a Budget and What Does it Include?

by GTDadmin | Nov 16, 2025

A budget is a written record of your income and expenses. A Budget is useful in helping you keep track of how much money you make, how much you spend, and how much you have left over. A Good Budget Includes: Income: The money you make from working or investing. Fixed...

How Much Does Medicare Cost?

by GTDadmin | Nov 7, 2025

The Cost of Medicare for 2023 Part A – Hospital Coverage Monthly Premium: $0 for most peopleDeductible: $1600 Part B – Medical Insurance Monthly Premium: $164.90 for most peopleDeductible: $226Cost of Services (Coinsurance): You’ll usually pay 20% of the...