Tips for Sticking to a Budget

Tips for Sticking to a Budget

Plan ahead. Start with the most important categories first. Don’t be afraid to trim the budget. Create a buffer in your budget. Adjust as necessary. Don’t give up – it takes practice to stick to a budget. Get more help creating and maintaining a good...
What is Medicare?

What is Medicare?

Medicare is a federal health insurance program for people who are 65 or older, or people with qualifying health conditions.   What does Medicare cover? Medicare plans vary in coverage just like regular health insurance plans. Medicare is usually a cheaper option...
Steps for Creating a Budget

Steps for Creating a Budget

Calculate your monthly income. Add up your fixed monthly expenses like rent, utilities, food and supplies, auto expense, savings, etc. Determine your discretionary expenses like clothing, eating out, going to the movies, gifts, etc. Subtract your fixed expenses from...
What is a Budget and What Does it Include?

What is a Budget and What Does it Include?

A budget is a written record of your income and expenses. A Budget is useful in helping you keep track of how much money you make, how much you spend, and how much you have left over. A Good Budget Includes: Income: The money you make from working or investing. Fixed...