What is a FICO Score?

by GTDadmin | Feb 6, 2026

A FICO score is a three-digit number, typically on a 300-850 range, that tells lenders how likely a consumer is to repay borrowed money based on their credit history. Creditors often use FICO scores in making decisions about whether to approve an application for a...

How to Get a Government Loan or Grant

by admin | Feb 6, 2026

A government loan is money you borrow from the federal government and that you repay with interest. Government loans can help pay for: School Buying a house Starting or growing a business Always make sure you are getting grant information from a trusted government...

Why Should I Have a Social Security Account?

by admin | Feb 6, 2026

If you are an adult it is important to sign up for a Social Security Account regardless or your age. With your Social Security online account you can: Track your earnings Estimate what your benefits will be Find out when you are eligible for Social Security or when to...

Live in Nevada? Get Help with Essential Living Expenses.

by admin | Feb 6, 2026

Nevada’s Human Services offers a variety of assistance programs. Visit the Access Nevada site https://accessnevada.nv.gov/public/landing-page to get help with: Food and Cash Mental Health Disability and Senior Services Health Care Infants and Children Assistance...

What is the Difference Between a Credit Card and Debit Card?

by GTDadmin | Feb 6, 2026

What is a debit card? A debit card is a payment method that can be used as an alternative to cash. Most banks and credit unions issue a debit card when you open a checking account. The card is linked to your account and can be used to make purchases. When you use your...