by GTDadmin | Mar 24, 2023
Pay off credit card debt Add to your emergency fund Add to your retirement savings or jumpstart your a retirement plan Start a business Fund a college education Add to your HSA Invest in your home Invest in family activities Help others by donating to a charity ...
by GTDadmin | Mar 24, 2023
Shop around and compare rates Always ask about discounts Drive safely Don’t over insure Drive a car that’s cheap to insure Increase your deductible Improve your credit If you don’t drive a lot, consider usage-based insurance Reference...
by GTDadmin | Nov 11, 2022
Savings accounts are a safe place to keep your money because all deposits made by consumers are guaranteed by the FDIC for bank accounts or the NCUA for credit union accounts. Deposit insurance for savings accounts covers $250,000 per depositor, per institution, and...
by GTDadmin | Nov 10, 2022
The Key Steps to becoming a Homeowner: O Organize Set a goal to save a certain amount of money each month— then stick to it. W Watch Spending & Savings Prioritize your family’s spending needs so that saving becomes second-nature. N Negotiate Communicate early and...
by GTDadmin | Nov 10, 2022
A FICO score is a three-digit number, typically on a 300-850 range, that tells lenders how likely a consumer is to repay borrowed money based on their credit history. Creditors often use FICO scores in making decisions about whether to approve an application for a...
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