Live in South Dakota? Get Help with Essential Living Expenses.

by admin | Jan 18, 2026

South Dakota Department of Social Services offers a variety of assistance programs. Visit the site https://dss.sd.gov/ to get help with: Employment Services Long Term Care and Disability Behavioral Health Child Care Medical and Medicaid Temporary Financial Aid...

Smart Ways to Spend Your Tax Refund

by GTDadmin | Dec 25, 2025

Pay off credit card debt Add to your emergency fund Add to your retirement savings or jumpstart your a retirement plan Start a business Fund a college education Add to your HSA Invest in your home Invest in family activities Help others by donating to a charity  ...

Is My Money Safe in a Bank Account?

by GTDadmin | Dec 23, 2025

Keeping money in a bank account is safe because most accounts are insured for up to $250,000 by the federal government. Benefits of using a bank account: You have more protection against fraud and accidental charges. Direct deposit into your account means money you...

What is a Budget and What Does it Include?

by GTDadmin | Nov 16, 2025

A budget is a written record of your income and expenses. A Budget is useful in helping you keep track of how much money you make, how much you spend, and how much you have left over. A Good Budget Includes: Income: The money you make from working or investing. Fixed...

Ways to Save on Car Insurance

by GTDadmin | Mar 24, 2023

Shop around and compare rates Always ask about discounts Drive safely Don’t over insure Drive a car that’s cheap to insure Increase your deductible Improve your credit If you don’t drive a lot, consider usage-based insurance Reference...