Smart Ways to Spend Your Tax Refund

by GTDadmin | Dec 25, 2025

Pay off credit card debt Add to your emergency fund Add to your retirement savings or jumpstart your a retirement plan Start a business Fund a college education Add to your HSA Invest in your home Invest in family activities Help others by donating to a charity  ...

Is My Money Safe in a Bank Account?

by GTDadmin | Dec 23, 2025

Keeping money in a bank account is safe because most accounts are insured for up to $250,000 by the federal government. Benefits of using a bank account: You have more protection against fraud and accidental charges. Direct deposit into your account means money you...

How to Fill Out a Job Application

by GTDadmin | Dec 18, 2025

Read the application before completing it. Read each question very carefully before responding. Fill out applications neatly, and don’t leave any section blank. If a question doesn’t apply to you, respond with “n/a” or “not...

Cómo Obtener un Préstamo o Una Subvención del Gobierno

by admin | Dec 18, 2025

Un préstamo del gobierno es dinero que se pide prestado al gobierno de los Estados Unidos y que se debe devolver con intereses. Estos préstamos pueden ayudar a pagar los estudios, comprar una vivienda o iniciar un negocio. Las subvenciones gubernamentales son...

What is Type 2 Diabetes and How Can Your Prevent it?

by admin | Dec 15, 2025

Type 2 diabetes happens when the body doesn’t use insulin well, causing high blood sugar. It’s often related to lifestyle and can lead to heart, kidney, and nerve problems. How to lower your risk: Lose 5–10% of your body weight if you’re overweight. Eat a balanced...