What Do Banks Consider Before Giving a Loan?

What Do Banks Consider Before Giving a Loan?

A bank looks at 5 things when deciding whether or not to approve a loan, called the “Five C’s of Credit”: Credit History: This tells them how consistently you’ve made payments on any loans, credit cards, or mortgages in the past. Capacity: The...
Important Health Screening Tests

Important Health Screening Tests

Health screenings help find diseases early, often before symptoms show. Early detection makes treatment easier. What you need depends on your age, sex, family history, and risk factors. Common screenings include: Cancer tests: breast (mammogram), cervical (Pap),...
How to Get a Small Loan For Your Business

How to Get a Small Loan For Your Business

The Small Business Administration helps small businesses get loans by making funds available to lending partners. Then, the lending partner gives loans to eligible small businesses. https://www.sba.gov/funding-programs/loans  ———– Check...
Important Health Screening Tests

What is Depression & How is it Treated?

Depression is a serious mood disorder that affects how you think, feel, and handle everyday life. It can make simple tasks like eating, sleeping, or working feel very difficult. There are different types: Major depression – intense symptoms that last at least two...