What is a Debit Card?

What is a Debit Card?

A debit card is a plastic card that helps you quickly access the funds in your bank account through an ATM or by making purchases. A debit card is protected by a pin number that you have to enter when accessing your account through an ATM and sometimes when making a...
I’m a Student, Can I Open a Bank Account?

I’m a Student, Can I Open a Bank Account?

The answer in most cases is, yes. When looking for a student bank account, make sure you find one that will meet your needs. Here are some things to think about: What kind of fees do they charge if you overdraft, or spend more than you have in your account? Some banks...
How to Stop Calls From Scammers

How to Stop Calls From Scammers

Hang Up. When you get a robocall, don’t press any numbers to get on a “Do not call” list. This often leads to more robocalls. Consider blocking or labeling the caller. See what your phone carrier offers to help you block scam calls. There are even...
How Do I Increase My Credit Score?

How Do I Increase My Credit Score?

Pay your bills on time. Make frequent and consistent payments. Ask for a higher credit limit while keeping your balance the same. This shows you’re not using the full amount you’re approved for, which reflects responsible credit use. Fix errors on your...
Understanding a Credit Report

Understanding a Credit Report

Your credit report helps lenders (like banks and credit card companies) determine how likely you are to pay your monthly payments on time.   A credit report tells lenders: The loans or credit cards you have and how much you still owe. How consistent you are with...