Looking for Health Insurance for your Kids?

by admin | Feb 6, 2026

The Children’s Health Insurance Program (CHIP): Provides health coverage to eligible children through both Medicaid and separate CHIP programs. Can serve children in families with incomes too high to qualify for Medicaid, but too low to afford private coverage....

Understanding a Credit Report

by GTDadmin | Feb 6, 2026

Your credit report helps lenders (like banks and credit card companies) determine how likely you are to pay your monthly payments on time.   A credit report tells lenders: The loans or credit cards you have and how much you still owe. How consistent you are with...

What is Social Security Supplemental Income?

by admin | Feb 6, 2026

Social Security Supplemental Security Income (SSI) is a federal program that provides monthly payments to people who have low income and limited resources and meet at least one of these conditions: Are age 65 or older Are blind Have a qualifying disability Are a child...

What is a Debit Card?

by GTDadmin | Feb 6, 2026

A debit card is a plastic card that helps you quickly access the funds in your bank account through an ATM or by making purchases. A debit card is protected by a pin number that you have to enter when accessing your account through an ATM and sometimes when making a...

Steps for Creating a Budget

by admin | Feb 6, 2026

Calculate your monthly income. Add up your fixed monthly expenses like rent, utilities, food and supplies, auto expense, savings, etc. Determine your discretionary expenses like clothing, eating out, going to the movies, gifts, etc. Subtract your fixed expenses from...