Smart Ways to Spend Your Tax Refund

1. Pay off credit card debt
2. Add to your emergency fund
3. Add to your retirement savings or jumpstart your a retirement plan
4. Start a business
5. Fund a college education
6. Add to your HSA
7. Invest in your home
8. Invest in family activities
9. Help others by donating to a charity

Reference

https://www.securian.com/insights-tools/articles/smart-things-tax-return.html