What is a FICO Score?

by GTDadmin | Feb 6, 2026

A FICO score is a three-digit number, typically on a 300-850 range, that tells lenders how likely a consumer is to repay borrowed money based on their credit history. Creditors often use FICO scores in making decisions about whether to approve an application for a...

What is a Traditional IRA?

by GTDadmin | Feb 6, 2026

A Traditional IRA is an Individual Retirement Account where you don’t pay taxes on the money until you take it out. Things You Should Know About Traditional IRA’s: Most Traditional IRA’s have rules about how old you have to be and how long you need...

Is it Safe to Keep my Money in a Savings Account?

by GTDadmin | Feb 6, 2026

Savings accounts are a safe place to keep your money because all deposits made by consumers are guaranteed by the FDIC for bank accounts or the NCUA for credit union accounts. Deposit insurance for savings accounts covers $250,000 per depositor, per institution, and...

Why Should I Have a Social Security Account?

by admin | Feb 6, 2026

If you are an adult it is important to sign up for a Social Security Account regardless or your age. With your Social Security online account you can: Track your earnings Estimate what your benefits will be Find out when you are eligible for Social Security or when to...

Live in Nevada? Get Help with Essential Living Expenses.

by admin | Feb 6, 2026

Nevada’s Human Services offers a variety of assistance programs. Visit the Access Nevada site https://accessnevada.nv.gov/public/landing-page to get help with: Food and Cash Mental Health Disability and Senior Services Health Care Infants and Children Assistance...