What Do Banks Consider Before Giving a Loan?

by GTDadmin | Feb 26, 2026

A bank looks at 5 things when deciding whether or not to approve a loan, called the “Five C’s of Credit”: Credit History: This tells them how consistently you’ve made payments on any loans, credit cards, or mortgages in the past. Capacity: The...

New Tax Deductions for Seniors

by admin | Feb 26, 2026

Starting with 2025 taxes (filed in 2026): Age 65+ may get an extra $6,000 deduction. Married couples may get $12,000 if both are 65+. Full amount if income is $75,000 or less (single) or $150,000 or less (married filing jointly). The deduction phases out around...

Preventative Health Tests Every Woman Should Have

by admin | Feb 18, 2026

Preventative health tests are screenings that help find health problems early, when they are easier to treat. These tests are part of a regular women’s health checkup, also called a well-woman exam. Ages 11–12: HPV vaccine to help prevent cervical cancer Ages 21–29:...

What is Type 1 Diabetes and What are the Symptoms?

by admin | Feb 18, 2026

Type 1 diabetes is a condition where the pancreas no longer makes insulin, the hormone your body needs to move sugar (glucose) from your blood into your cells for energy. Without insulin, sugar builds up in the blood, which over time can damage your heart, eyes,...

Learn About Buying a Home

by GTDadmin | Feb 18, 2026

The Key Steps to becoming a Homeowner: O Organize Set a goal to save a certain amount of money each month— then stick to it. W Watch Spending & Savings Prioritize your family’s spending needs so that saving becomes second-nature. N Negotiate Communicate early and...