What Do Banks Consider Before Giving a Loan?
A bank looks at 5 things when deciding whether or not to approve a loan, called the “Five C’s of Credit”: Credit History: This tells them how consistently you’ve made payments on any loans, credit cards, or mortgages in the past. Capacity: The...
New Tax Deductions for Seniors
Starting with 2025 taxes (filed in 2026): Age 65+ may get an extra $6,000 deduction. Married couples may get $12,000 if both are 65+. Full amount if income is $75,000 or less (single) or $150,000 or less (married filing jointly). The deduction phases out around...
Preventative Health Tests Every Woman Should Have
Preventative health tests are screenings that help find health problems early, when they are easier to treat. These tests are part of a regular women’s health checkup, also called a well-woman exam. Ages 11–12: HPV vaccine to help prevent cervical cancer Ages 21–29:...

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