How Much Does Medicare Cost?

How Much Does Medicare Cost?

The Cost of Medicare for 2023 Part A – Hospital Coverage Monthly Premium: $0 for most peopleDeductible: $1600 Part B – Medical Insurance Monthly Premium: $164.90 for most peopleDeductible: $226Cost of Services (Coinsurance): You’ll usually pay 20% of the...
¿Es seguro mantener mi dinero en una cuenta de ahorros?

¿Es seguro mantener mi dinero en una cuenta de ahorros?

Las cuentas de ahorro son un lugar seguro para guardar su dinero porque todos los depósitos realizados por los consumidores están garantizados por la FDIC para cuentas bancarias o la NCUA para cuentas de cooperativas de ahorro y crédito. El seguro de depósitos para...
Is it Safe to Keep my Money in a Savings Account?

Is it Safe to Keep my Money in a Savings Account?

Savings accounts are a safe place to keep your money because all deposits made by consumers are guaranteed by the FDIC for bank accounts or the NCUA for credit union accounts. Deposit insurance for savings accounts covers $250,000 per depositor, per institution, and...
What is the Difference Between a Credit Card and Debit Card?

What is the Difference Between a Credit Card and Debit Card?

What is a debit card? A debit card is a payment method that can be used as an alternative to cash. Most banks and credit unions issue a debit card when you open a checking account. The card is linked to your account and can be used to make purchases. When you use your...
Learn About Buying a Home

Learn About Buying a Home

The Key Steps to becoming a Homeowner: O Organize Set a goal to save a certain amount of money each month— then stick to it. W Watch Spending & Savings Prioritize your family’s spending needs so that saving becomes second-nature. N Negotiate Communicate early and...