When you sign up for Medicare, you can choose either a Medicare Advantage Plan or a Medicare Supplement (MediGap) Plan — not both. Both help with costs, but they work very differently.
Medicare Advantage (MA)
Pros:
- Low or $0 monthly premium
- Extra benefits like vision, hearing, and dental
- May give allowances for OTC items or groceries
Cons:
- You must use doctors in the plan’s network
- You may pay co-pays or co-insurance
For more help with Medicare, Medicare Advantage Plans and Medicare Supplement (MediGap) Plans contact an insurance professional with HealthMarkets at https://www.healthmarkets.com/ They will provide you with free counsel about which plan is best for you.
Visit the link below for more information.
https://www.medicare.gov/health-drug-plans/medigap/basics/how-medigap-works
