Understanding a Credit Report

by GTDadmin | Feb 6, 2026

Your credit report helps lenders (like banks and credit card companies) determine how likely you are to pay your monthly payments on time.   A credit report tells lenders: The loans or credit cards you have and how much you still owe. How consistent you are with...

Steps for Creating a Budget

by admin | Feb 6, 2026

Calculate your monthly income. Add up your fixed monthly expenses like rent, utilities, food and supplies, auto expense, savings, etc. Determine your discretionary expenses like clothing, eating out, going to the movies, gifts, etc. Subtract your fixed expenses from...

What does FDIC mean?

by GTDadmin | Feb 6, 2026

FDIC stands for Federal Deposit Insurance Corporation. A bank account that is FDIC-insured means that your money is insured by the federal government, usually up to $250,000. What you should know: If a bank fails and cannot give all of its customers the money in their...

How Do I Increase My Credit Score?

by GTDadmin | Feb 6, 2026

Pay your bills on time. Make frequent and consistent payments. Ask for a higher credit limit while keeping your balance the same. This shows you’re not using the full amount you’re approved for, which reflects responsible credit use. Fix errors on your...

Live in Nebraska? Get Help With Essential Living Expenses

by admin | Feb 6, 2026

Nebraska State Welfare offers a variety of assistance programs. Visit the site https://dhhs.ne.gov/Pages/default.aspx# to get help with: Food Assistance Emergency Cash Assistance Medical Help Housing and Utility Support Child Care and Family Services Adult and Elder...