Steps for Creating a Budget

by admin | Feb 6, 2026

Calculate your monthly income. Add up your fixed monthly expenses like rent, utilities, food and supplies, auto expense, savings, etc. Determine your discretionary expenses like clothing, eating out, going to the movies, gifts, etc. Subtract your fixed expenses from...

What does FDIC mean?

by GTDadmin | Feb 6, 2026

FDIC stands for Federal Deposit Insurance Corporation. A bank account that is FDIC-insured means that your money is insured by the federal government, usually up to $250,000. What you should know: If a bank fails and cannot give all of its customers the money in their...

Live in Nebraska? Get Help With Essential Living Expenses

by admin | Feb 6, 2026

Nebraska State Welfare offers a variety of assistance programs. Visit the site https://dhhs.ne.gov/Pages/default.aspx# to get help with: Food Assistance Emergency Cash Assistance Medical Help Housing and Utility Support Child Care and Family Services Adult and Elder...

Tips for Using Online Banking Safely

by GTDadmin | Feb 6, 2026

Whether you’re new to online banking or you’ve been using it for years, it’s important to take steps to make sure all of your online information is secure. Here’s how: Ask your bank how they monitor fraud, if they use anti-virus protection on...

Is it Safe to Keep my Money in a Savings Account?

by GTDadmin | Feb 6, 2026

Savings accounts are a safe place to keep your money because all deposits made by consumers are guaranteed by the FDIC for bank accounts or the NCUA for credit union accounts. Deposit insurance for savings accounts covers $250,000 per depositor, per institution, and...